Harvard University Empl Credit Union

Small business loans from $10,000 to $500,000. 1 page application, approval in 1 day and loan funds in as little as 3 days. This is a signature loan with no collateral. 90% approval rate. Micro payments for payback,. No big payment at the end of the month. Super easy to qualify. Open 24 hours a day.

Harvard University Empl Credit Union is a Boston, Massachusetts–based lender offering small business loans designed to help local entrepreneurs access funding quickly. The program provides signature loans ranging from $10,000 to $500,000, using a streamlined 1-page application process. Applicants may receive approval in as little as 1 day, and loan funds can be available in as few as 3 days, supporting businesses that need timely capital. With signature lending and no collateral required, borrowers can pursue financing without putting assets at risk. The loan structure is designed for ongoing repayment through micro payments, helping eliminate the pressure of a large end-of-month payment. Additional details include an open online application experience available 24 hours a day and a stated 90% approval rate, along with an easy qualification process.